INSURANCE

Where is the absolute best place to put the money where you have almost no risk of losing your capital and high returns guaranteed? Sounds like a Facebook add you can click on the right does not work. A click on them, by the way? Let me go through an example of someone I recently worked with and how he grew up he wanted money to leave his wife and children in leaps and bounds.

I'll call him John, for example. John is 61 and wanted to leave $ 100,000 to his wife and children when he died. He had life insurance through the police, but was withdrawn and now its policy of $ 10,000 life was nowhere near the $ 100,000 mark. I showed John how he could pay $ 155.75 per month on a universal life insurance and that would give him the benefit sought $ 100,000. It is not so bad. The best part is when you look at what you get for your money though.

This information is where you will find great value in life. If you live in the age of John 100, would have paid only $ 72,896 and $ 100,000 left to feed their families. He has more than 1.5% compound interest to earn the money to pay, but many people do not live 100 If he had lived in 90 years, the money would earn about 3.9% Fixed $ 100,000 increase. Current life expectancy for men is 76.5 years. It is not dark, but he would have paid less than $ 29,000 and his family will receive $ 100,000. What would be the equivalent to earn 13.5% more than a fixed return on your investment elsewhere?

Yes $ 155.75 is a lot of money to pay for many of John's shoes. I know some people who speak of their children to pay part of costs. What happens if I sat down with children and asked how much money you want to leave them? Well, you may be able to help you leave. The keys will be life insurance for children is simple: Start as young as possible to get healthy, and ask the children if they want to come on board if you can not pay in politics. Do not wait until you're 75 to start looking at their economic asset. Be responsible and put a plan in place when you're younger. It gives you room to optimize the objectives of the road so you must change.

Brian Leslie is an insurance specialist in financial decision tree in Orlando, Florida. Brian mission is to help people understand their options when it comes to their insurance so they can make informed decisions to protect their hard-earned assets. Brian specializes in life insurance, disability insurance and annuities. financial decision tree consists of a team of financial advisors, insurance experts and tax professionals.